Of course, it’s still difficult for all of us to get by right now. Here are some tips to save money:

Go to senior centers so you can have nutritious meals at very low cost -- and enjoy the socializing and activities. (See our list of neighborhood centers) Clip coupons, and stock up on sale items that you use. Keep track of new stores coming into your neighborhood, since they likely will offer attractive sales. Know the difference between your wants, and needs. Make a precise grocery list – keep track of items that are running out. Always have at least two of each item in your cupboard. Try to stick to the list – make a weekly menu for yourself based on the list. Buy energy-saving items, such as refillable cleaning products. Return soda or other drink bottles for the deposit. Do not eat out too often. Do your hair based on how it looks, not on any regular schedule. Also, see if your beauty parlor has a special on certain days, and make your appointment accordingly. Shut off lights and appliances when not in use. Unplug what you can when not in use (Appliances use a surprisingly large amount of electricity even when not on). If you are buying a new appliance, make sure it’s energy-efficient. Buy clothes at discount stores. Keep track of the condition of your clothes from season to season -- have separate sections in your closets and draws, so you can see what it is still good and what needs to be thrown out or donated. Try to walk more if it’s not too far instead of using the bus. Maybe walk with a friend. Go to the library instead of buying books. Also, there are many bookstores at which you can trade in your old books and videos for new (or different) ones. Share cost-cutting tips with others, and look some up on the Internet (if you don’t have your own computer, you can use one for free at the library).

I hope this list helps you save a little. If you have any further suggestions, let me know at This e-mail address is being protected from spambots. You need JavaScript enabled to view it